Comments for Fast Flat Sale http://www.fastflatsale.co.uk Sell your flat fast for cash Fri, 03 Sep 2010 05:15:06 +0000 http://wordpress.org/?v=2.7.1 hourly 1 Comment on A landlord refuses to increase security in an apt complex that has multiple car/apt breakins–is he liable? by Janet P http://www.fastflatsale.co.uk/apartment-sale/a-landlord-refuses-to-increase-security-in-an-apt-complex-that-has-multiple-carapt-breakins-is-he-liable/comment-page-1/#comment-5259 Janet P Thu, 22 Jul 2010 22:49:03 +0000 http://www.fastflatsale.co.uk/apartment-sale/a-landlord-refuses-to-increase-security-in-an-apt-complex-that-has-multiple-carapt-breakins-is-he-liable/#comment-5259 Ganging up on him and not paying the rent is not a good idea. You would be guilty of conspiring against him. You can not hold him responsible for the crime in your area anymore then you are responsible. If you need help it is the law enforcement in your area that is letting you down. Ganging up on him and not paying the rent is not a good idea. You would be guilty of conspiring against him.

You can not hold him responsible for the crime in your area anymore then you are responsible. If you need help it is the law enforcement in your area that is letting you down.

]]> Comment on A landlord refuses to increase security in an apt complex that has multiple car/apt breakins–is he liable? by Carmen W http://www.fastflatsale.co.uk/apartment-sale/a-landlord-refuses-to-increase-security-in-an-apt-complex-that-has-multiple-carapt-breakins-is-he-liable/comment-page-1/#comment-5258 Carmen W Tue, 20 Jul 2010 06:11:38 +0000 http://www.fastflatsale.co.uk/apartment-sale/a-landlord-refuses-to-increase-security-in-an-apt-complex-that-has-multiple-carapt-breakins-is-he-liable/#comment-5258 Ask the landlord if all participating tenants can apply one month's rent towards purchasing security equipment, etc. I dunno what your lease says about it, but I'm sure you ned landlord permission first.. but you all can dedicate a certain month to take all of your rents and get some security stuff... Just an idea? I'm a compromiser not a fighter! (The court thing will cost money and time... better to try and work with this dude... ) Ask the landlord if all participating tenants can apply one month’s rent towards purchasing security equipment, etc.

I dunno what your lease says about it, but I’m sure you ned landlord permission first.. but you all can dedicate a certain month to take all of your rents and get some security stuff…

Just an idea? I’m a compromiser not a fighter! (The court thing will cost money and time… better to try and work with this dude… )

]]> Comment on A landlord refuses to increase security in an apt complex that has multiple car/apt breakins–is he liable? by Eagleflyer http://www.fastflatsale.co.uk/apartment-sale/a-landlord-refuses-to-increase-security-in-an-apt-complex-that-has-multiple-carapt-breakins-is-he-liable/comment-page-1/#comment-5257 Eagleflyer Sat, 17 Jul 2010 05:40:33 +0000 http://www.fastflatsale.co.uk/apartment-sale/a-landlord-refuses-to-increase-security-in-an-apt-complex-that-has-multiple-carapt-breakins-is-he-liable/#comment-5257 This is one of those tricky issues that really does have to be decided by a judge, liability-wise. The persons that bring suit have to show damages, and have to show that they put the landlord on notice about the security. The voicemail would be very helpful evidence in a lawsuit and I think the robbed tenants may have a cause of action. I don't know how many people you're talking about here, but the more the better. I don't know in which state you live in, but your landlord doesn't seem to know much about premises liability for being a landlord. If all the tenants that were robbed pool their money and see a lawyer, they may have a really good case against the landlord. Another strategy to consider if you really want to bake his noodle is to have each tenant file one lawsuit after another in small claims court (no lawyer required). That would keep the landlord so busy going to court that he ought to be really ready to talk settlement after his 10th appearance. It will also let the court system get familiar with this landlord. If you can even back up half the allegations you have here, it ought to be interesting. This is one of those tricky issues that really does have to be decided by a judge, liability-wise. The persons that bring suit have to show damages, and have to show that they put the landlord on notice about the security. The voicemail would be very helpful evidence in a lawsuit and I think the robbed tenants may have a cause of action. I don’t know how many people you’re talking about here, but the more the better. I don’t know in which state you live in, but your landlord doesn’t seem to know much about premises liability for being a landlord.

If all the tenants that were robbed pool their money and see a lawyer, they may have a really good case against the landlord. Another strategy to consider if you really want to bake his noodle is to have each tenant file one lawsuit after another in small claims court (no lawyer required). That would keep the landlord so busy going to court that he ought to be really ready to talk settlement after his 10th appearance. It will also let the court system get familiar with this landlord. If you can even back up half the allegations you have here, it ought to be interesting.

]]> Comment on A landlord refuses to increase security in an apt complex that has multiple car/apt breakins–is he liable? by Kate M http://www.fastflatsale.co.uk/apartment-sale/a-landlord-refuses-to-increase-security-in-an-apt-complex-that-has-multiple-carapt-breakins-is-he-liable/comment-page-1/#comment-5256 Kate M Wed, 14 Jul 2010 02:30:38 +0000 http://www.fastflatsale.co.uk/apartment-sale/a-landlord-refuses-to-increase-security-in-an-apt-complex-that-has-multiple-carapt-breakins-is-he-liable/#comment-5256 You are entitled to by law a safe place to live and this is obviously not one . Oh my yes you all need to see a lawyer that is all of the tennants maybe you could file a class action lawsuit of some sort . all of you need to ban together and go see a lawyer . good luck You are entitled to by law a safe place to live and this is obviously not one . Oh my yes you all need to see a lawyer that is all of the tennants maybe you could file a class action lawsuit of some sort . all of you need to ban together and go see a lawyer . good luck

]]> Comment on A landlord refuses to increase security in an apt complex that has multiple car/apt breakins–is he liable? by elletera http://www.fastflatsale.co.uk/apartment-sale/a-landlord-refuses-to-increase-security-in-an-apt-complex-that-has-multiple-carapt-breakins-is-he-liable/comment-page-1/#comment-5255 elletera Sat, 10 Jul 2010 14:37:16 +0000 http://www.fastflatsale.co.uk/apartment-sale/a-landlord-refuses-to-increase-security-in-an-apt-complex-that-has-multiple-carapt-breakins-is-he-liable/#comment-5255 The city regulates rental buildings. In some cases it is the provinces/states. It would be advisable to start at city hall. Quite often if they can't help, they do have relevant persons to contact. Contacting your local government representative would also help. Also contacting your local newspaper is good. There is nothing a landlord hates more than to make it into the "Lifestyles Section" as a dead beat. They did that in the Toronto Star a while back with a headline implying top ten rentals from hell..... They showed evidence of crime and neglect. The city regulates rental buildings. In some cases it is the provinces/states. It would be advisable to start at city hall. Quite often if they can’t help, they do have relevant persons to contact. Contacting your local government representative would also help. Also contacting your local newspaper is good. There is nothing a landlord hates more than to make it into the “Lifestyles Section” as a dead beat. They did that in the Toronto Star a while back with a headline implying top ten rentals from hell….. They showed evidence of crime and neglect.

]]> Comment on A landlord refuses to increase security in an apt complex that has multiple car/apt breakins–is he liable? by tonalc1 http://www.fastflatsale.co.uk/apartment-sale/a-landlord-refuses-to-increase-security-in-an-apt-complex-that-has-multiple-carapt-breakins-is-he-liable/comment-page-1/#comment-5254 tonalc1 Fri, 09 Jul 2010 23:02:05 +0000 http://www.fastflatsale.co.uk/apartment-sale/a-landlord-refuses-to-increase-security-in-an-apt-complex-that-has-multiple-carapt-breakins-is-he-liable/#comment-5254 The extent of a landlord's safety obligations vary greatly because local and state laws, ordinances, and court decisions differ. Here's an article discussing this, and what he should be expected to do (prior to your filing a lawsuit): The extent of a landlord’s safety obligations vary greatly because local and state laws, ordinances, and court decisions differ.

Here’s an article discussing this, and what he should be expected to do (prior to your filing a lawsuit):

]]> Comment on Please HELP! Huge financial advice? by Jeanne R http://www.fastflatsale.co.uk/apartment-sale/please-help-huge-financial-advice/comment-page-1/#comment-5246 Jeanne R Thu, 08 Jul 2010 12:58:29 +0000 http://www.fastflatsale.co.uk/apartment-sale/please-help-huge-financial-advice/#comment-5246 Charging up the credit cards will not help your credit score look better. That is a bad idea because you have more than enough debt already. Adding to your debt is like digging down further to get out of the hole in the ground, First thing, sell the newer car. You will still owe more than you can get for it, but it will be less than you owe now. Buy a cheap used car for cash. As far as the townhouse goes, the best thing is to try to hang on until the market goes back up. It will probably take a year but if you let the home go into foreclosure or a short sale, that will follow you for years and getting another mortgage in the future will be very tough. If the $100.00 from the part time job will keep you out of foreclosure, then it is definitely worth it. You should consider getting at least one and possibly two part time jobs to get you out of the hole you are in. Here is a plan that can help you. If you work the plan, the plan will work for you. 1. Make a budget. Make the budget a week before you get paid. A budget is not a punishment! It is a tool which will free you from ever having to worry about money again. Put everything in your budget. Especially those annual, biannual, or quarterly bills like car registration, insurance, etc. Give every dollar you are going to bring home the name of where it is going. Add an "emergency fund" category to your budget for 25 dollars and save up until you have 1000-1250 dollars. Your emergency fund will help keep you from getting into new debt because of an emergency. If you can, set up a direct transfer to a savings account for your emergency fund. That way it moves automatically and you don't even have to worry about it. You must cut your spending and live on less than you make. 2.First get current on all of you debts and make no more late payments. Stop using your credit cards immediately. Do not take on any more debt. Credit cards are like quicksand only the death is much slower. Make a list of all of your debts in order of highest interest rate to lowest interest. Use cash only for your spending from now on. 3.Pay the minimum due on all of your debts and then put your extra money towards paying off the highest interest one first. After you get that one paid off, you put the money you were paying on debt #1 (the minimum payment and the extra payment) towards debt #2. That will pay debt #2 off faster. When that is paid off, you put all three payments towards card #3 and that one will be paid off pretty quickly. As an example: To start : Debt #1 (highest interest): minimum payment+ extra payment Debt #2 (middle interest): minimum payment Debt #3(lowest interest): minimum payment Debt #1: paid off Debt #2: minimum payment from Debt #1+ Minimum payment from Debt #2 +extra payment Debt #3: minimum payment Debt #1: paid off Debt #2: paid off Debt #3:Mimimum payment from card #1+ minimum payment from Debt #2+ minimum payment from Debt #3+ extra payment. That way, you will get them all paid off, on time, and pay the least interest. It will also help towards rebuilding your credit since you will no longer have any late payments. This works no matter how many different debts you may have. 4. After you get all of your debts paid off, add to your emergency fund until you have 6-12 months of income saved up. Put that emergency fund money into a liquid money market fund or into a Bank of America no-risk CD so that if you need the money you can take it out without penalty. 5a. When you have your emergency fund in place, add a category for "fun" to your budget. Save for a holiday, a vacation, a big screen, or dinners out, whatever goal you want. Remember to enjoy your life. 5b. When you have your emergency fund in place, start saving for your retirement. Join the 401(k) plan at work and contribute the maximum. Your employer probably matches at least part of your contribution so why give up free money? Open a Roth IRA and contribute the maximum on a monthly basis. If you start saving for your retirement now, you will probably retire a millionaire. 5c. When you have your emergency fund in place, start saving for your next car. Only buy cars, or other things that depreciate, with cash. Save up for a nicer car. That way you get the interest instead of paying the interest. Charging up the credit cards will not help your credit score look better. That is a bad idea because you have more than enough debt already. Adding to your debt is like digging down further to get out of the hole in the ground, First thing, sell the newer car. You will still owe more than you can get for it, but it will be less than you owe now. Buy a cheap used car for cash. As far as the townhouse goes, the best thing is to try to hang on until the market goes back up. It will probably take a year but if you let the home go into foreclosure or a short sale, that will follow you for years and getting another mortgage in the future will be very tough. If the $100.00 from the part time job will keep you out of foreclosure, then it is definitely worth it. You should consider getting at least one and possibly two part time jobs to get you out of the hole you are in. Here is a plan that can help you. If you work the plan, the plan will work for you.
1. Make a budget. Make the budget a week before you get paid. A budget is not a punishment! It is a tool which will free you from ever having to worry about money again. Put everything in your budget. Especially those annual, biannual, or quarterly bills like car registration, insurance, etc. Give every dollar you are going to bring home the name of where it is going. Add an “emergency fund” category to your budget for 25 dollars and save up until you have 1000-1250 dollars. Your emergency fund will help keep you from getting into new debt because of an emergency. If you can, set up a direct transfer to a savings account for your emergency fund. That way it moves automatically and you don’t even have to worry about it. You must cut your spending and live on less than you make.

2.First get current on all of you debts and make no more late payments. Stop using your credit cards immediately. Do not take on any more debt. Credit cards are like quicksand only the death is much slower. Make a list of all of your debts in order of highest interest rate to lowest interest. Use cash only for your spending from now on.

3.Pay the minimum due on all of your debts and then put your extra money towards paying off the highest interest one first. After you get that one paid off, you put the money you were paying on debt #1 (the minimum payment and the extra payment) towards debt #2. That will pay debt #2 off faster. When that is paid off, you put all three payments towards card #3 and that one will be paid off pretty quickly. As an example:

To start :
Debt #1 (highest interest): minimum payment+ extra payment
Debt #2 (middle interest): minimum payment
Debt #3(lowest interest): minimum payment

Debt #1: paid off
Debt #2: minimum payment from Debt #1+ Minimum payment from Debt #2 +extra payment
Debt #3: minimum payment

Debt #1: paid off
Debt #2: paid off
Debt #3:Mimimum payment from card #1+ minimum payment from Debt #2+ minimum payment from Debt #3+ extra payment.

That way, you will get them all paid off, on time, and pay the least interest. It will also help towards rebuilding your credit since you will no longer have any late payments. This works no matter how many different debts you may have.

4. After you get all of your debts paid off, add to your emergency fund until you have 6-12 months of income saved up. Put that emergency fund money into a liquid money market fund or into a Bank of America no-risk CD so that if you need the money you can take it out without penalty.

5a. When you have your emergency fund in place, add a category for “fun” to your budget. Save for a holiday, a vacation, a big screen, or dinners out, whatever goal you want. Remember to enjoy your life.

5b. When you have your emergency fund in place, start saving for your retirement. Join the 401(k) plan at work and contribute the maximum. Your employer probably matches at least part of your contribution so why give up free money? Open a Roth IRA and contribute the maximum on a monthly basis. If you start saving for your retirement now, you will probably retire a millionaire.

5c. When you have your emergency fund in place, start saving for your next car. Only buy cars, or other things that depreciate, with cash. Save up for a nicer car. That way you get the interest instead of paying the interest.

]]> Comment on A landlord refuses to increase security in an apt complex that has multiple car/apt breakins–is he liable? by duster http://www.fastflatsale.co.uk/apartment-sale/a-landlord-refuses-to-increase-security-in-an-apt-complex-that-has-multiple-carapt-breakins-is-he-liable/comment-page-1/#comment-5253 duster Wed, 07 Jul 2010 02:19:20 +0000 http://www.fastflatsale.co.uk/apartment-sale/a-landlord-refuses-to-increase-security-in-an-apt-complex-that-has-multiple-carapt-breakins-is-he-liable/#comment-5253 do some checking around, in some cases, rent can be with held in an intrest bearing account, untill the land lord corrects some of those issues. do some checking around, in some cases, rent can be with held in an intrest bearing account, untill the land lord corrects some of those issues.

]]> Comment on A landlord refuses to increase security in an apt complex that has multiple car/apt breakins–is he liable? by misty m http://www.fastflatsale.co.uk/apartment-sale/a-landlord-refuses-to-increase-security-in-an-apt-complex-that-has-multiple-carapt-breakins-is-he-liable/comment-page-1/#comment-5252 misty m Tue, 06 Jul 2010 18:13:18 +0000 http://www.fastflatsale.co.uk/apartment-sale/a-landlord-refuses-to-increase-security-in-an-apt-complex-that-has-multiple-carapt-breakins-is-he-liable/#comment-5252 ok this is simple, just move. Who can say if he were sued wether or not he would win or lose. The only people that win in lawsuits are lawyers. Just move. ok this is simple, just move. Who can say if he were sued wether or not he would win or lose. The only people that win in lawsuits are lawyers. Just move.

]]> Comment on My friend wants to sell his flat and give away all the money to his 3 married children. What about his wife? by jude http://www.fastflatsale.co.uk/flat-sale/my-friend-wants-to-sell-his-flat-and-give-away-all-the-money-to-his-3-married-children-what-about-his-wife/comment-page-1/#comment-5311 jude Tue, 06 Jul 2010 11:32:10 +0000 http://www.fastflatsale.co.uk/flat-sale/my-friend-wants-to-sell-his-flat-and-give-away-all-the-money-to-his-3-married-children-what-about-his-wife/#comment-5311 If its in his name only there is nothing she can do about it, sounds as if he doesn't care about her or what happens to her. If its in his name only there is nothing she can do about it, sounds as if he doesn’t care about her or what happens to her.

]]>